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Take this quick risk assessment to find out your coverage gaps—and how to fix them before they cost you.
Disclaimer: This risk assessment is for informational purposes only and does not constitute professional insurance advice. Results are based on general industry standards and your responses. For specific coverage recommendations, please consult with a licensed insurance agent.
Helpful tips to protect your laundromat
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Document everything: Take photos of all equipment with serial numbers and purchase dates. Keep maintenance logs for fire suppression and equipment servicing.
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Know your policy exclusions: Read your exclusions page carefully. Common exclusions include flood damage (requires separate rider), mold, and wear-and-tear.
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Review annually: Insurance markets fluctuate. An annual review ensures you're not overpaying and your coverage keeps pace with your business.
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Invest in prevention: Security cameras, water sensors, and fire suppression systems often pay for themselves through premium discounts and prevented losses.
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Calculate your closure costs: Add up monthly rent, utilities, loans, and payroll. That's your minimum business interruption coverage and experts recommend 3-6 months.
Don't wait for a claim to find out you're not covered
The worst time to learn about a coverage gap is after something goes wrong. By then, it's too late.
Take control of your laundromat's protection today. Speak with a laundromat insurance specialist today. Get personalized recommendations and coverage options that can protect your business before disaster strikes.
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